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If you knew you'd live to 100, how would you change your life today?

A Financial Plan is a Winning Formula

Saving Money



Having a financial plan for the future while paying down debt is the secret to success.

I’m a retired chiropractor, so I meet a lot of people in the medical field. Like a lot of college graduates, they carry a heavy debt load, mainly from student loans. Whenever I start to tell them about the importance of developing a financial plan that will ensure a secure future, I often get sighs. They ask, “How can I hope to put away even an extra dollar now when I owe so much for my education?” They thank me and promise to start saving after their debt is paid off. I ask them how many years they have to pay, and I’ve actually had people tell me 13 years.

I tell them, “You can’t wait 13 years to start saving money. You can’t get that time back.”

The truth is that people need to do both simultaneously in order to have money they may need to grow their business and also have a secure retirement.

Here are some ways to do that:

Avoid the toy department.

It’s tempting to want to buy toys, especially for high-net-worth individuals. I hear many chiropractors talk about buying a luxury car once their practice starts to make bigger profits. I understand that. But you need to resist, no matter what line of work you are in.

Pay yourself first.

Pay yourself first by putting aside money and create a business rather than a practice. If you can create a business and treat it as a business, that’s a whole different ball game. Contrary to what you might think, it doesn’t require thousands of dollars a month. You start with $100, $200, or whatever you have.

A little goes a long way.

As a young chiropractor, I started small. However, through the power of compounded interest, my money grew over time and eventually allowed me to establish 20 offices in three states. You can be successful, too, regardless of whether your business involves adjusting patients or adjusting insurance claims. After I retired, I teamed up with a certified financial planner who gave me the tools responsible for my success. As partners at Wealth Preservation Planning LLC, Steve Kanner and I want to help you do the same.

Contact Wealth Preservation Planning LLC today at or call (866) 212-9696 or visit our website at




Meet Dr. Eric Plasker


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